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Credit Score Myth Busted

Share What was the number one motivating factor that encouraged you to join the network marketing industry? If you are like most, your reason was probably motivated by money. More importantly it was to help you trim down your debt load in order to have a more fulfilled life. For something so important, there seems to be a great deal of misinformation about what can hurt or help your credit score. With that in mind I want to...

Six Simple Soultions

Share There are some things in life require a major sacrifice, then there are those things that simply require your attention. Below is a list of things that require your constant attention. The list is short but the results are long lasting. Take them into consideration and soon you will begin to find the success that so often eludes you. Pay Yourself First – Save 10% of your income for long-term investments and...

Use Your Credit Card Wisely

Share Janice M. recetly wrote that a friend of hers gleefully exclaimed “I just got approved for my first credit card.” Without thinking she immediately blurted out “oh jeez please be responsible,” then quickly wanted to smack herself for sounding like her mom. Janice explained that she got her first credit card when she was 18 (and learned a few lessons the hard way), Janice wanted to give her friend a speech...

Money Matters

Share Dealing with money, managing money and financial stability is difficult. All too often people will ignore the situation until it becomes a crisis. Once this happens they feel as if the entire world is against them and has abandoned them. Then and only then will they start to consider a solution. I have good news for you. The solution to you problem does not have to be that difficult, it just has to be firm. You might...

Evaluate Your Get Out of Debt Progress

Share   Time to Evaluate Your Progress As we zoom past the halfway point of the year, it’s time to think about your future. What better time than now to re-examine your financial resolutions and goals for the year and see how you’re doing? If your resolve to get your finances in order has gotten buried under a heap of more urgent priorities, now is a great time to gently return to it and see how you’re...

Sometimes it Makes Sense to Borrow – Most Ti...

Share It’s almost impossible to live debt-free; most of us can’t pay cash for our homes or our children’s college educations. But too many of us let debt get out of hand. Ideally, experts say, your total monthly long-term debt payments, including your mortgage and credit cards, should not exceed 36 percent of your gross monthly income. That’s one metric mortgage bankers consider when assessing the...