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10 hidden costs of parenthood

Share10 hidden costs of parenthood A recent article that I found caught my attention. As a parent with young children I know the cost associated with raising them. Raising a child is expensive. A 2012 U.S. Department of Agriculture report indicates that the average family spends approximately $241,080 on the average per child, from birth to age 18. The question that crossed my mind is where does that money go and kind I...

Credit Fraud Prevention – Get Protected

Share If it hasn’t happened to you count your blessing. For the unfortunate few the pain and frustration of identity theft can be a total nightmare. Don’t wait until its too late. Get Protected! Lost Wallet or Stolen Wallet – A Serious Identity Theft Risk As frustrating as it is to lose your glasses or another everyday item, losing your wallet is downright dangerous. Whether you’ve simply misplaced it or...

Clean Credit Report Maintenance

ShareI’m all about making more money, living better and taking advantage of the opportunities around you. However today I wanted to focus on the deeper things associated with life. As the sun starts to shine brightly and the days get longer, many people are beginning to come out of their winter shell. However before you walk away from the comforts of spring, I encourage you to take a little time and do some spring...

What You Need To Know About Your Credit Score

ShareYou’ve never taken on more debt than you can afford, and you always pay your bills on time — so your credit must be great, right? Not necessarily. Credit scores don’t consider debt-to-income ratios and they take into account many factors beyond just timely payments (although those are extremely important). Pure and simple, having a good score today is critical for financial success. It gets you access to...

Payneless Advice Tax Preparation

ShareAs with most of America many of you have started to prepare your tax information for the upcoming tax season. For some this can become a stressful time of year for others this can be a much needed cash relief as they anticipate their refund. If you are part of the latter group I would like for you to consider some practical options before you go out and splurge. Yes, I realize that a tax refund can open the doors to a...

This is a Problem

Share According Forrester Research tablets will become the “preferred, primary device for millions of people around the world” by 2016. Tablets are taking the place of laptops and smartphones as the convenient computer of choice. This modern day convenience brings with it modern day compulsion. This is a problem! With its easy access to online music, videos computer gaming, Role play and gambling, the tablet will...